Individual Retirement Accounts (IRAs)

It’s never too early or too late to prepare for retirement — especially when you save with tax benefits.1 Get started today with an IRA.

Deposit Rates

Key Features

  • Tax Advantages1
  • Competitive Interest
  • No Setup or Maintenance Fees
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  • Tax-advantaged retirement savings1
  • Competitive interest above standard savings rates, credited monthly
  • Time deposit investment options available2
  • No setup fees
  • No monthly or annual maintenance fees
  • Accessible in digital banking
  • Annual contribution limits apply (see current contribution limits; $7,000 as of 2024)
  • Additional $1,000 "catch-up" contribution allowed for ages 50+
  • Funds can be used to purchase CDs within IRA
  • $200 minimum deposit to open
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1Consult a tax advisor.

2NOTE: Interest paid on Retirement Time Deposits with maturities greater than 12 months is calculated daily and paid monthly. Interest is paid directly to the Time Deposit.