Personal Lines of Credit

Secure ongoing financing that you can keep drawing from as needed. We make it affordable and easy to apply for.

Key Features

Details

Competitive rates for several ongoing needs
Conveniently meet needs as they arise; no need to apply for separate installations
Pay it off and use it again
Funds can be easily transferred to your First Bank deposit account via in-person at our branch, a telephone call to a branch, through online banking or with our mobile banking app
May be used as overdraft protection
Convenient payment plans
No application fee
Online access and payments
Accommodating repayment options:
- Payments are 2% of your balance on your statement date
- A new monthly payment will be calculated at that time
Local underwriting and processing
Commitment to personal services

Secured Lines of Credit

Use your savings as collateral
Secured savings continues to earn dividends
Potentially lower interest rates
Safe way to build your credit
Competitive rates
Conveniently meet needs as they arise; no need to apply for separate installations
Pay it off and use it again
Funds can be easily transferred to your First Bank deposit account via in-person at our branch, a telephone call to a branch, through online banking or with our mobile banking app
May be used as overdraft protection
Convenient payment plans
No application fee
Online access and payments
Accommodating repayment options:
- Payments are 2% of your balance on your statement date
- A new monthly payment will be calculated at that time
Local underwriting and processing
Commitment to personal services