What does First Bank do with your Personal Information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number. Account balances, Payment History, Credit Scores, Overdraft History, and Account Transactions.
How?
All financial companies need to share personal information to run their everyday business. In the section below, we list the reasons financial companies can share their personal information; the reasons chooses to share; and whether you can limit this sharing. Reasons we can share your personal information Does share? Can you limit this sharing?
Reasons we can share your personal information:
| |
Does First Bank Share |
Can you limit this sharing |
| For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orderes and legal investigations, or to report to credit bureaus |
Yes |
No |
| For our marketing purposes - to offer our products and services to you |
No |
No |
| For joint marketing with other financial companies |
No |
No |
| For our affiliates' everyday business purposes - information about your transactions and experiences |
No |
No |
| For ou affiliates' everyday business purposes - information about your creditworthiness |
No |
No |
| For nonaffiliates to market you |
No |
No |
Questions? Call: (800) 478-6101
What we do
| Who is providing this notice? |
First Bank |
| How does First Bank protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
Employee access to personally identifiable customer information is limited to those with a business purpose to know such information.
|
| How does First Bank collect my personal information? |
We collect your personal information, for example, when you:
- Open an account or Deposit Money
- Pay your Bills or Apply for a loan
- Make deposits or withdrawals from your account(s)
We also collect your personal Information from others, such as credit bureaus.
|
| Why cant I limit all sharing? |
Federal law gives you the right to limit only:
- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your personal information to market you
- Sharing for nonaffiliates to market to you
|
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies
- First Bank does not share with our affiliates
|
| Nonaffiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies
- First Bank does not share with nonaffiliates so they can market to you.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or serivices to you.
- First Bank does not jointly market.
|
